HOW SECURITISATION CAN SOLVE FOR WORKING CAPITAL NEEDS OF MSMES
There is a need for an efficient and transparent securitisation market to extend financing options to MSMEs. RBI launched the small finance banks and Trade Receivables and Discounting System (TReDS) to support SMBs and strengthen the digital ecosystem. Shantanu Bairagi Monday, June 19, 2023 / 10:42 AM IST The securitisation market in India has evolved over
Read MoreSecuritized debt instruments transforming the financing landscape.
Shantanu Bairagi in Voices, Finance, TOI March 10, 2023, 4:34 PM IST An industry that accounts for 30% of India’s GDP is having a tough time getting credit facilities from banks and lending organizations. We’re talking about the MSME category, which consists of 95% of enterprises in India. Let’s delve deeper into the traditional semantics and how modern-day
Read MoreMSME Trade Receivables offer alternative investment avenue for HNIs and institutional investors
The digital supply chain finance (SCF) ecosystem links HNIs and institutional investors, searching for returns with trusted providers, while MSMEs pool their unpaid invoices to obtain working capital SAINI RAJGOPAL FEBRUARY 14, 2023 / 10:42 AM IST Highlights In a volatile market, investors looking for alternatives Making a rational call based on risk-reward is a tough
Read MoreEmpowering MSMEs credit through receivable financing
Today, businesses have access to loans based on purchases, sales invoices, tangible assets like Property, Plant, and Equipment (PP&E), and intangible assets like licenses, trademarks, patents, and copyrights to meet working capital requirements. Banks’ adoption of digital lending in collaboration with FinTechs has transformed the lending market by digitizing inter-entity communication. Technology is improving the
Read MoreQuoDeck Testimonial video
Ms Kamalika Bhattacharya Director of QuoDeck Technologies Pvt Ltd sharing her experience with AP Factors (Artfine).
Read MoreArtfine’s NBFC subsidiary raises funding in a pre-seed round
Arth Padarth Factors and Finance Private Limited (AP Factors), non-banking financial company(NBFC) subsidiary of Artfine, has concluded a pre-seed investment round for an undisclosed sum. Manish Choksi’s family office, Jaspal Bindra (Chairman, Centrum Group), Ketan Gaikwad (Managing Director & Chief Executive Officer, RXIL), Nitin Gupta (Founder, Unicards), and Vivek Vishwas Patel are among the investors
Read MoreArtfine Advisory’s NBFC AP Factors packs funding to resolve cash crunch gap for MSMEs
Artfine’s NBFC Factoring arm, Arth Padarth Factors & Finance Private Limited (AP Factors), has raised an undisclosed amount from investors in its pre-seed funding round. The round witnessed participation from industry stalwarts including the Family office of Manish Choksi and Jaspal Bindra (Chairman, Centrum Group), Ketan Gaikwad (MD & CEO, RXIL), Nitin Gupta (Founder, Unicards),
Read MoreThe rise of supply chain finance enabling to bring rural India into the mainstream economy
Micro Small and Medium Enterprises (MSMEs) and agriculture are the two major pillars of the Indian economy. The sunrise sector contributes to 25% of GDP. However, the total bank credit to Agri and allied services is Rs 12 trillion, which amounts to only 12% of the total bank credit. This is because the farming sector
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Supply Chain Finance – Why Role of Credit Rating Agencies Is Vital?
Credit ratings are opinions about credit risk. They express the Credit Rating Agency’s opinion about the ability and willingness of an issuer, such as a corporation or state or city government, to meet its financial obligations in full and on time. Rating Agencies evaluate available current and historical information and assess the potential impact of
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