About Us

Life@APfactors

Focus:

To facilitate supply chain finance through formulating innovative funding structures, leveraging appropriate technology and driving seamless implementation.

Relevance:

We believe standardised lending offerings are not adequate to solve bespoke financial needs of clients today. Even more so in supply chain, given the complexity and volume of transactions. Coupled with limited lenders’ interest and fragmented technological solutions, this segment poses huge opportunities for all the stake holders.

Every journey has many hurdles

When crossing the ocean searching for Mother Sita, Lord Hanuman faced the giant snake goddess Surasa who insisted he should enter her mouth. As Lord Hanuman tried to avoid this by growing too large to swallow, so did Surasa’s mouth. Lord Hanuman then shrunk to the size of the thumb in a jiffy and entered her mouth and exited before she could close her wide open mouth.

Sometimes a very big problem cannot be solved by a bigger solution. We take inspiration from Lord Hanuman’s motto: dhrutir, drushtir, mathir, dakshyam, which translates to determination, vision, thought and skill.

The Team

Thumb

Arvind Rangarajan

Founder and Director

  • Formerly with Deutsche Bank, SCB, Barclays, World Bank
  • 27+ years in DCM, Structured Trade Finance, ECA, Securitisation, Credit Trading and Electronic Platforms
  • IIT Roorkee, IIM Calcutta

%
%
AI SOLUTIONS 70%

Thumb

Saini Rajgopal

Founder and Director

  • Formerly with Deutsche Bank, Citigroup
  • 17 years in Corporate & Investment Banking Coverage, Transaction Banking and Treasury Risk
  • Chartered Accountant

%
%
AI SOLUTIONS 70%

Thumb

Shantanu Bairagi

Founder and Director

  • Formerly with ADCB, Kotak Bank
  • 17 years in Corporate Banking Coverage, Structured Products and Credit Risk Management
  • IIT Madras, IIM Calcutta

%
%
AI SOLUTIONS 70%

Thumb

Srikanth Rajan

Head Origination & Business Development

  • Global Trade & SCF with experience of 25+ years
  • Expertise in Structured Trade & Working Capital Advisory
  • Worked with Major Banks like YES Bank , HSBC, IndusInd Bank & ICICI.

%
%
AI SOLUTIONS 70%

Thumb

Mukesh Pande

Director (Risk)

  • Formerly with RBL, Kotak, IDBI
  • 20 years in credit assessment, marketing, planning, policies and processes
  • Director in AP Factors

%
%
AI SOLUTIONS 70%

Thumb

Altaf Baradia

CTO

  • Formerly with Kotak Bank, CRISIL, Pragmatix
  • 14 years Trade and Cash Technology Mgmt
  • Head and technology architecture and business intelligence data management units

%
%
AI SOLUTIONS 70%

Send a Quick Inquiry

We've received your inquiry.